EMPLOYERS

Take Control of Your Healthcare Spend

Every business owner faces the same challenge – how to manage increasing healthcare costs while offering benefits that attract and retain employees. Our captive structure is for employers looking to customize healthcare plans, reduce healthcare costs, and enhance risk management strategies.

captive insurance for employers

Complete Captive’s Captive Solution

Healthcare costs are a significant expense — the top 3 spend — for most businesses. With Complete Captive’s guidance, saving money in this area can have a considerable impact on an employer’s profitability. In a traditional health insurance model, employers pay premiums to an insurance company that assumes all risks — regardless of whether the employees use the plan.

With Complete Captive’s captive solution, by self-funding your employee benefits, employers gain transparency and control over their benefit plan design and healthcare spend. Through the captive, we add the financial protection and stability needed to maximize insurance benefits and solve real challenges that businesses face.

Healthcare costs are a significant expense — the top 3 spend — for most businesses. With Complete Captive’s guidance, saving money in this area can have a considerable impact on an employer’s profitability. In a traditional health insurance model, employers pay premiums to an insurance company that assumes all risks — regardless of whether the employees use the plan.

With Complete Captive’s captive solution, by self-funding your employee benefits, employers gain transparency and control over their benefit plan design and healthcare spend. Through the captive, we add the financial protection and stability needed to maximize insurance benefits and solve real challenges that businesses face.

Captive Profits

Improved risk management resulting in profitability

Captive Insurance risk

Expanded coverages to include unique risks

Cash

Better management and control of cash flow

Is your business a good
candidate for a captive solution?

Captive insurance companies are not designed to be short-term solutions, but rather a longer-term strategic plan for managing risks. A captive is best suited for a financially stable organization with high insurance premiums, low claim frequency, steady cash flow, and a desire to engage in risk management and investment in your business’ profitability.

Employers have the opportunity to manage their risk and protect their assets.

If you think a captive may fit your organization, contact Complete Captive for an assessment to determine if this is the right solution for your business and employees. You can also contact your health plan consultant for more information.